Contract-to-certificate workflow How to Compare Contract Insurance Requirements With a COI A reliable comparison maps each written requirement to one certificate field or supporting document. It does not rely on a single “insured” label, a total coverage number, or a statement that the certificate meets the contract. By COI Workbench Editorial Team · Reviewed September … Read more
COI fundamentals Certificate Holder vs. Additional Insured: What Contractors Need to Know A certificate holder receives evidence of insurance. An additional insured may receive limited protection under another party’s policy when the policy language or an endorsement grants that status. One party can be both, but the two roles are not interchangeable. By COI Workbench … Read more
Agent request workflow How to Request a Certificate of Insurance From Your Agent A useful COI request gives the issuing agent the current written requirement, exact business entities, project details, deadline, and requested supporting documents in one organized message. By COI Workbench Editorial Team · Reviewed September 2026 · General U.S. guidance Do not create … Read more