Free policy-period planning tool

COI Expiration Gap Planner

Compare project dates with each policy period, identify renewal checkpoints, and create calendar reminders before evidence becomes urgent.

Private date calculationThe dates stay in this browser. No documents, accounts, policy numbers, or server submissions.
Planning, not policy verification. The tool compares dates you enter. It cannot confirm that a policy is active, will renew, covers the work, or satisfies a contract. Calendar reminders are internal organizational aids.
1

Define the project window

Use expected working dates. Update the plan if the schedule changes.

2

Add the required policy periods

Select each relevant line and copy its effective and expiration dates from issued evidence.

TrackCoverage lineEffectiveExpiration
Commercial general liability
Commercial auto liability
Workers’ compensation / employer’s liability
Umbrella or excess liability
Professional liability
Pollution liability
Cyber liability
Other required policy
Check attachments too: renewed certificates may not be the only required evidence. Confirm whether new additional-insured, waiver, primary-and-noncontributory, or other endorsement copies are required for the new policy term.

A reminder is only the first step

1

Request

Send the current written requirement before the internal follow-up date.

2

Recheck

Compare renewed dates, limits, entities, and endorsement references.

3

Deliver

Use the client’s required portal, address, or direct-agent process and retain confirmation.

Read: COI expires before project end · Track COI renewals · Issue date vs. effective date